Alipay is a third-party mobile eWallet app that lets users store debit or credit card details to make online and in-store purchases using their phones. It is owned by Jack Ma. It is a similar app to Apple pay.  It can be used to make purchases where the merchant has listed this app as a valid form of payment.

It is majorly used by WeChat users. A digital wallet that has tons of users all over the world. It provides a convenient means of sending and receiving money between users and merchants. With just your smartphone the world is at your fingertips with transactions.

Features Of Alipay

  • Transfer of money
  • Receiving of money
  • Adding of bank cards
  • Lower commissions
  • Accept various sources of charges.

Pros And Cons Of Alipay

PROS

  • For paying and ordering.
  • Enabling merchants.
  • It allows customers to connect more seamlessly.

CONS

  • It has detailed financial records of its users’ spending

Countries That Alipay Is Acceptable

US, UK, Australia, Hong Kong, Singapore, Canada, Brazil, Russia, Germany, Spain, and it is mostly used by WeChat users.

How To Download Alipay App On Android Ios And Computer

For Android

  • Go to your Android devices and go to the Google Play Store.
  • Tap the icon from your Home screen.
  • Go to Search at the right corner and type “Alipay.
  • Tap the Alipay icon.
  • Tap the Install button.

FOR IOS

  • Using your IOS device, go to the App Store.
  • Tap the icon from your IOS device Home screen.
  • Go to Search and type “Alipay”·          
  • Tap the App icon.
  • Then install and login.

For Computer

  • To begin, install BlueStacks in PC
  • After Bluestacks installation, double-click its icon from the desktop to launch it.
  • Once BlueStacks is launched, you need to log in via email from within Bluestacks
  • Click “Play Store” button in the emulator
  • Search for Alipay
  • The App will display then you can install.

What You Can Use Alipay For

This is a mobile payment service. In this case, users open an account on the platform. Simply from their smartphone using the app. They can be linked from the same debit or credit cards so that it will be possible to make payments with the phone easily.

How To Create An Account On Alipay?

  • Download Alipay and sign up with your phone number.
  • Add your bank card.
  • Enter your bank card info.
  • Confirm your phone number and other info registered with your bank.
  • Make payments

OR

  • Scan QR Code to download Alipay app
  • Select preferred language
  • Click “Create account”
  • Enter phone number to receive SMS verification code
  • Enter SMS verification code
  • Create login password
  • Create payment password (consists of 6 digits, for making payments)
  • Successful registration.

How To Connect Bank Card To Alipay?

  • Open your Alipay app.
  • Go to “Me” and select “bank cards”.
  • Click “+” on the upper right corner to add your card.
  • Enter your debit card number.
  • Enter your mobile phone number that you use for registration

How To Use Alipay Without Chinese

  • Go and download the Alipay app on iOS, Android and PC or to the Alipay website.
  • Next, you’ll need to sign up by creating an account using your phone number(It doesn’t need a Chinese account number to work)
  • Then, Verify Alipay account
  • Now, tap on the Me menu which will be located towards the bottom right-hand corner of your screen.
  • ·Next, tap on Identity verification and choose to Verify Photo.
  • Lastly, your verification should be indicated now as “In progress” and the waiting times are 24 hours for it to be completed.

How To Put Transfer And Receive On Alipay?

  • Go to your Alipay app
  • Choose your receiver’s country and the money amount you wish to send.
  • Choose the payout method.
  • Provide the necessary details of your receiver.
  • Select the purpose of your money transfer.
  • Confirm and pay.

Alipay Charges Per Transaction

The charge per transaction On this platform is 0.1% for withdrawals of over RMB 20,000.

What Is Alipay Wallet

This wallet is an eWallet app that lets users store debit or credit card details to make online and in-store purchases using their phones. It works on devices.

How To Use Alipay To Pay For Goods In Another Country

  • Get the receiver details
  • Go to your app
  • Choose your receiver’s country and the money amount you wish to send.
  • Choose the payout method.
  • Provide the necessary details of your receiver.
  • Select the purpose of your money transfer.
  • Confirm and pay.

10 Alternatives To Alipay

1.TransferWise

The payment solution claims to provide the “real” exchange rate, without inflating it with additional unseen fees. In one transaction of $2,000, TransferWise cost a UK recipient £106.47 less than Alipay

2. Google Pay

This service is a fast, simple way to pay on websites, in apps, and in-store using cards saved to your Google account. Simply add your credit and debit card payment details to your account, and enjoy faster, more convenient payments, wherever you are.

3. Stripe

This payment solution believes payment problems are “rooted in code, not finance” and they consider themselves a “developers first” business.

4. PayU – Payment Processing Software

PayU is an advanced online/offline payment gateway for businesses, helping them collect payments from individual clients. It’s a solved-out platform that offers complete payment solutions to companies serving across multiple genres.

5. Alipay – Payment Gateway Software

This cross-border payments platform empowers businesses, online sellers, and freelancers to grow their global commerce. Connect with thousands of marketplaces and start getting paid with a couple of clicks.

6. Authorize.Net

The service is a subsidiary of Visa and has the best user support in the business – provided free, from real people, 24/7. The payment solution has also been repeatedly praised for its reliability and security.

7. Skrill

Skrill is a lot like PayPal, but with a few distinctive features that make it a worthy Alipay alternative. The service is incredibly simple to use.

8. Braintree

The main benefit of Braintree is its focus on helping businesses to reduce friction and “increase conversions with a seamless checkout experience.” Braintree makes it easy to accept online payments in more than 130 currencies from more than 45 countries.

9. Dwolla

This Alipay alternative is extremely developer-friendly and can integrate with your application. It also has a white-label API that allows businesses to customize the branding of the checkout experience.

10. Quickbooks Payments

Quickbooks Payments is produced by Intuit and the payment solution works best when used with their accounting software Quickbooks.

In conclusion, Alipay is the best when it comes to paying and ordering because it enables merchants and customers to connect more seamlessly.